Overview
Earn interest by lending to governments through bonds, treasury bills or bond ETFs.
✅ Pros
- Very low default risk for stable governments
- Predictable income
⚠️ Cons
- Lower long-term returns than stocks
- Prices fall when rates rise
Step-by-step
- Learn the difference between short bills, long bonds and bond ETFs.
- Use official channels (TreasuryDirect, your country’s retail bond program) or a low-cost broker.
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